Buying property in Lagos is a powerful move—whether you’re looking for a dream home, a high-yield investment, or a strategic foothold in one of Africa’s fastest-growing cities. But with great opportunity comes great risk. From hidden legal traps to overpriced listings, one wrong step can turn a promising deal into a financial disaster.
At Dozek Group, we’ve helped hundreds of clients navigate the Lagos real estate market with confidence. This ultimate guide is your step-by-step blueprint for buying property in Lagos without regrets.
By Dozek Group Real Estate Limited
âś… Step 1: Know What You Want And Why
Before viewing listings or contacting agents, define your goals clearly:
• Are you buying for personal living or investment?
• Do you prefer completed homes or off-plan developments?
• Which locations fit your lifestyle or ROI expectations?
(e.g., Ikoyi for prestige, Lekki for modern family living, Ajah for affordability with upside, Elegushi for waterfront short-lets)
Having clarity upfront will save you time, energy, and costly detours.
đź“Ť Step 2: Choose the Right Location
Lagos is a city of micro-markets—each neighborhood has its own vibe, price point, and growth trajectory.
Here’s a quick breakdown:
• Ikoyi: Ultra-premium, quiet, elite — ideal for CEOs and diplomats.
• Lekki Phase 1: Modern, central, and fast-appreciating — great for upwardly mobile professionals and investors.
• Ajah & Sangotedo: Affordable, developing, with rising property values.
• Ikate & Elegushi: Trendy, coastal, perfect for short-let investments and young families.
👉 Pro tip: Buying in the right location is the difference between a good investment and a great one.
🧾 Step 3: Understand the Title Documents
This is where most regrets begin.
Never buy a property in Lagos without verifying its title. Here are common ones to look out for:
• Certificate of Occupancy (C of O) – Most secure and government-backed.
• Governor’s Consent – Required for resale of C of O properties.
• Deed of Assignment – Transfer of ownership.
• Excision/ Gazette – Typically for land; shows government release for private use.
đź’ˇ Always work with a trusted legal expert or a reputable real estate firm (like Dozek Group) to confirm title authenticity.
💸 Step 4: Set a Realistic Budget — And Stick To it
Beyond the sale price, include:
• Legal & agency fees (typically 5–10%)
• Development levies (for off-plan projects)
• Utility hookup fees (electricity, water, waste)
• Renovation or furnishing costs (if needed)
Don’t stretch your finances too thin. You should still be able to maintain your lifestyle post-purchase.
🛑 Step 5: Avoid Common Red Flags
These are the traps many buyers fall into:
• Too-good-to-be-true prices
• No physical site inspection
• Unclear payment plans or vague documentation
• High-pressure tactics from sellers or agents
• Properties without access roads or drainage systems
With Dozek Group, you can be sure of transparent deals backed by thorough due diligence, professional advice, and verified properties only.
🏗 Step 6: Consider Off-Plan Projects — If You’re Buying Smart
Off-plan properties (buying before construction is completed) can be a goldmine if you buy from the right developer.
Benefits include:
• Flexible payment plans
• Early-bird pricing
• Custom finishes
But be cautious. Only work with proven, reputable developers with a history of delivering on time (like Dozek Group).
🛋 Step 7: Don’t Buy Property Buy Peace of Mind
At the end of the day, real estate is not just about land or buildings—it’s about lifestyle, security, and peace of mind.
That’s why we at Dozek Group don’t just sell properties. We sell quality of life.
From modern luxury apartments to waterfront duplexes, gated communities, and high-yield short-let investments, we help you buy confidently and live excellently.
🚀 Ready to Own Property in Lagos?
Avoid the stress, uncertainty, and regrets that come with poor decisions. With Dozek Group, you’re not just buying property—you’re making a smart move backed by experience, integrity, and innovation.
👉 Contact us today to book a free consultation or schedule a viewing.
Let’s bring your real estate vision to life.
Dozek Group Real Estate Limited
Where Premium Properties Meet Beautiful Neighborhoods.
