By Dozek Group Real Estate Limited

Introduction
Buying property in Nigeria is one of the most rewarding financial decisions you can make. However, before you commit to any real estate purchase, there’s one crucial factor you must understand land titles. This single element determines whether your ownership is legally recognized or vulnerable to future disputes. Unfortunately, many investors overlook it, focusing only on price and location. Yet, the truth is that even the most beautiful property is worthless without the right documentation.
In this guide, we’ll walk you through everything you need to know about land titles in Nigeria what they mean, the types you should look out for, and how to ensure your next purchase, like The Hamlet Apartments by Dozek Group, comes with complete peace of mind.
Why Land Titles Matter in Nigerian Real Estate
Why Land Titles Matter in Nigerian Real Estate
Land titles serve as the legal proof that you own a property. In simple terms, they are the backbone of property ownership in Nigeria. Without a valid title, you don’t legally own the land you merely have possession, which can be challenged or revoked. This is why smart investors, CEOs, and families buying homes in Lagos ensure that the properties they purchase have clear, verifiable titles.
For example, when investing in The Hamlet Apartments, you are not just buying into premium design and architecture you are buying into security of ownership, backed by legitimate documentation and government approval. Dozek Group ensures that every development we deliver stands on verified and properly titled land, giving our clients full confidence in their investment.
The Common Types of Land Titles in Nigeria
There are several types of land titles recognized by law in Nigeria, each carrying different levels of security and ownership rights. Understanding these can help you make informed decisions before you buy.
1:Certificate of Occupancy (C of O)
This is one of the most recognized titles in Nigeria. Issued by the state government, it certifies that you have the right to occupy the land for 99 years. A valid C of O significantly increases a property’s value and marketability.
2:Governor’s Consent
When a property with an existing C of O is transferred or sold to a new owner, the new buyer must obtain a Governor’s Consent. It legalizes the transfer of ownership and protects the new buyer from future ownership disputes.
3: Deed of Assignment
This is a legal document that records the transfer of ownership from one party to another. It must be registered at the Land Registry to be valid.
4: Deed of Sub-Lease
Common in estate developments, this allows an investor to lease part of a larger property for a specific period. It’s popular among developers who build modern estates like The Hamlet Apartments, ensuring that each unit within the development carries secure legal rights.
5: Deed of Mortgage
This serves as proof when property ownership is temporarily transferred to a lender until the borrower repays a loan.
6: Registered Survey Plan
This shows the exact location, boundaries, and size of your property. A registered survey plan prevents land disputes and confirms that the land is free from government acquisition.
How to Verify a Land Title Before Buying
One of the biggest mistakes buyers make is assuming that all documents presented are genuine. In reality, there are many fake or incomplete land titles in circulation. Before you buy any property, it’s essential to verify the title at the State Land Registry. Here’s how to go about it:
1. Request a copy of the property’s title document from the seller or developer.
2. Engage a professional lawyer or real estate consultant to verify it with the appropriate government agency.
3. Confirm the document’s registration number, land size, and ownership details match what’s advertised.
4. If you’re purchasing from a reputable developer like Dozek Group, you can rest assured that all titles are pre-verified and legally secure.
The Hamlet Apartments, for instance, exemplifies this transparency. Every unit within the project comes with clear, verified documentation a hallmark of Dozek Group’s integrity and commitment to client satisfaction.

Why You Should Only Buy From Verified Developers
The Nigerian property market is growing rapidly, but so are the risks. Unscrupulous sellers and unregistered land agents often take advantage of buyers who don’t conduct due diligence. Purchasing from a trusted and established developer like Dozek Group eliminates this risk entirely. At Dozek Group, every property we deliver from Pelican Cove in Ikoyi to The Hamlet Apartments in Lekki undergoes extensive legal scrutiny before being offered to clients. Our buyers enjoy not only the beauty of luxury living but also the assurance that their investments are 100% protected.
When you buy from developers with proven credibility, you’re not just purchasing real estate; you’re buying peace of mind, legal safety, and long-term financial stability.
Conclusion
Before you buy property in Nigeria, remember: titles are everything. The difference between a profitable investment and a regrettable purchase often comes down to documentation. Never rush a deal without verifying ownership, title authenticity, and legal standing. At Dozek Group Real Estate Limited, we simplify this process for you. Whether you’re purchasing at The Hamlet Apartments, investing in Pelican Cove, or exploring any of our luxury developments across Lagos, you can trust that every property comes with complete and verified titles. We combine transparency, quality, and customer satisfaction to ensure that your dream home is not only beautiful but legally yours.
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